My client’s health plans will not change for this year. I will be able to enroll my clients in a Obamacare health plan for 2018. As Paul Ryan says, “The Affordable Care Act is still the law of the land” If you have any questions, Please do not hesitate to call 561-300-6612 or email

Maybe wait a day and post   Immediate Impact – Announcement to Stop Cost Sharing Reduction (CSR) payments


Up to this point, CSR subsidies were provided by the federal Government to low-income Americans to assist them with their co-pays, co-insurance, and deductibles. The White House announced yesterday that the Administration will no longer fund CSRs. While CSRs will no longer be funded, the Advanced Premium Tax Credit (APTC) used to offset the premium payment has not been affected by this announcement.

Impact to 2018:

Most insurance companies anticipated that CSR payments could stop for 2018 and adjusted its 2018 plan premiums to account for this change where permitted.

2018 plan benefits and cost shares will continue as approved and will not change as a result of the announcement.

If you have any questions, please do not hesitate to 561-300-6612 or email:

Wait a week and post:  Very Important!!! Please make sure to update your income, dependents, change of address, change of health plan, on or through your insurance agent that is certified for The Market Place. It can have a drastic change on your subsidy or cost sharing for 2018 Obamacare health plans.